Your Business Alignment Partner

Commercial Risk Insurance Solutions

Our goal is to offer clients expert guidance to minimize business risks and ensure they have the right insurance coverage for enhanced risk management.

We've teamed up with Boutique Insurance Brokers (Pty) Ltd, an authorized Financial Service Provider with FSP Number 52642, specializing in short-term insurance. This partnership allows us to provide tailored insurance solutions to clients across diverse industries.

Explore their comprehensive range of commercial insurance risk solutions tailored to safeguard your business. BiB offers expert advice and customized insurance solutions designed to mitigate potential risks and protect your assets.

01.

Risk Assessment

02.

Policy Customization

03.

Claims Support

04.

Strategic Partnerships

Boutique Insurance Brokers Specialises in:

Whether you're a small business or a large corporation, the BiB team is committed to providing you with peace of mind and robust risk management solutions. Trust them to help you navigate the complexities of commercial insurance, so you can focus on what matters most – growing your business.

Professional Indemnity Insurance

Professional indemnity insurance is crucial for safeguarding your business against claims of negligence, errors, or omissions in the services you provide. Comprehensive coverage protects you from potential financial loss, legal costs, and reputational damage arising from dissatisfied clients or third parties. Whether you’re a consultant, architect, IT professional, or any service provider, our tailored solutions ensure you can operate with confidence, knowing that your business and professional reputation are secure. Trust us to deliver peace of mind and robust protection, so you can focus on what you do best—serving your clients.

Cyber Risk Insurance

In an era where digital threats are ever-evolving, cyber risk insurance is essential for protecting your business from the devastating effects of cyberattacks and data breaches. Specialized coverage shields you from financial losses, legal liabilities, and reputational harm associated with cyber incidents. Whether it’s data theft, ransomware, or business interruption, our solutions are designed to help you quickly recover and minimize damage. Secure your digital future with our trusted cover solutions.

Directors and Officers Liability

The directors and management of a company carry enormous responsibility as the leaders of the business. They are expected to make informed decisions and to carry out their fiduciary duties with due care and diligence.
As a company director or officer, when things go wrong there’s so much more than simply your position on the line. The Companies Act imposes personal liability for breach of duty, which means anyone can sue a company director or officer in their personal capacity for actual or alleged breach of fiduciary duties. You may be held personally, jointly and severally liable for any loss, damages or costs sustained by your company or any other stakeholder because of your decisions and actions.
With a D&O policy, you are covered for defence costs. The insurer's panel of legal advisors will decide whether to defend the director in court. If so, the director will not have to pay for expensive legal battles that may be drawn out for many years. If the defence is successful, then the director will not need to carry the personal loss. Insurers will however subrogate should it be legally declared that the director did act fraudulently.
It’s often worth noting that the legal costs of defence are huge, often surpassing a new, growing company's worth. A negative judgement could lead to the complete financial crippling of a private entity.

Security and Liability Insurance

Specialist Liability insurance is designed to specifically cater to the distinctive needs of Security Companies.

The cover is only provided to Security Contractors registered in terms of the Private Security Industry Regulatory Authority Act.

Security Company Business Insurance - Specifically designed to cover Security Companies for:
Vehicle Fleets
Security Liability
Public Liability
Office Contents
Electronic Equipment
All Risk Cover - Firearms, Two-way radios, Cell phones & Laptops.

Cover includes:
Security Liability
General Public Liability
Products Liability
Employers Liability
Professional Indemnity Extension
Firearm Extension - use of firearms
Fidelity Risk Extension - theft by Security Personnel
Special Events Security Services
Wrongful Arrest & Defamation
Statutory Legal Defence Cost

Plant all Risk

Your onsite machinery (plant) is vulnerable to a number of problems such as breakdowns, vandalism, and theft. Plant All Risk Insurance covers you for loss of, or damage to, construction plant and equipment whilst in storage, transit, on the contract site, or being used as a tool of the trade.
Road risk liability for plant all risks covers you for any accident that's caused by, through, or in connection with the plant equipment on your policy schedule.
Cover intended for the loss of or damage to plant equipment being used in the construction industry such as:
Tower cranes
Mobile cranes
Excavators
Bulldozers
Dumpers
Graders
Backhoe loaders
Agricultural equipment & machinery

Construction Insurance

Construction projects are inherently complex and fraught with risks, from unexpected delays to accidents and damage. Construction insurance solutions provide comprehensive protection tailored to the unique challenges of the construction industry. Covering everything from property damage and equipment loss to third-party liability and worker injuries, our policies ensure that your project stays on track, even when the unexpected occurs. With our expert support and extensive coverage options, you can confidently manage risks, safeguard your investment, and focus on delivering quality construction outcomes. Trust us to be your partner in building a secure and successful future.

Commercial Insurance

Every business faces unique risks that can disrupt operations and impact profitability. Our commercial insurance solutions are designed to protect your business from a wide range of potential threats, including property damage, liability claims, employee injuries, and more. Whether you run a small business or a large corporation, tailored policies provide comprehensive coverage to safeguard your assets, employees, and bottom line. With our expertise and personalized service, you can navigate uncertainties with confidence, knowing that your business is well-protected against unforeseen events. Partner with us to secure your business’s future and ensure long-term success.

About.

About.

About.

Commercial Risk Insurance Solutions

Boutique Insurance Brokers Specialises in: